Updated November 30, 2018
Permanent total disability, or PTD, is a benefit paid to an employee if they are permanently and totally disabled. Under Indiana law, the employer’s worker’s compensation insurance pays this benefit if the employee is unable to work due to their injuries.
Collecting a PTD settlement or payments does not preclude the disabled employee from filing a personal injury lawsuit. They may still seek legal action against the party whose negligence caused them to become disabled.
If the permanent disability means a worker can’t perform a job for which they are suited by training, education, or experience, the worker is eligible for benefits.
For example, while the loss of use of both legs will immediately end a construction career, an accountant would still be able to work in the financial sector with that particular permanent disability. The accountant may not be eligible for a PTD benefit in such a case. Therefore eligibility may vary depending on not only the injuries sustained but also the worker’s profession.
Blog Permanent Total Disability: A Legal DefinitionRequest a Free Consultation
If you are considering legal action after an injury, it is important to know precisely what is meant by disability in a legal context. Disability…
Endangerment is a tort—or action causing harm to another—in which a person exposes others to possible danger or harm. Endangerment can be intentional or accidental.…
Negligence is one of many terms that people use broadly in everyday conversation, but it carries a specific meaning when used in reference to the…
Let WKW put our experience to work for you. Contact us for your free case evaluation.