Woman Denied Insurance Claim After House Fire

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Case Result

WKW has settled a case for a woman whose house burned to the ground but whose claim was initially denied by her homeowners insurance company. The insurance company refused to pay the claim because of alleged misrepresentations made by the woman during the claims process. WKW attorney Bill Winingham developed evidence showing that the insurance company was not misled by the woman’s representations, that the woman was never suspected of arson, and that the insurance company personnel investigating the claim did not question that the woman suffered substantial loss. An insurance expert wrote a report expressing the opinion that the insurance company had acted in bad faith by denying the claim even though there was substantial evidence supporting the woman’s claim that she suffered the loss of all her property in the home when it burned. The case was settled following a federal court settlement conference.