Studies have shown that motorcycle accidents carry an exceedingly high risk of injury to the rider — well over 95% of riders accidents incur an injury, with almost half of those injuries classified as more than minor. Due to the open nature of the vehicle, injuries received in a motorcycle accident often result in serious injury, permanent physical or mental incapacitation or death. Accidents of this type can be debilitating and can place an enormous financial and emotional burden on a victim and their loved ones.
Lower Visibility, Higher Risk
The size of most motorcycles creates a low visibility profile, which puts a rider at higher risk of being involved in an accident caused by the negligence of another driver. Careless or distracted drivers often simply don’t see a motorcyclist until it’s too late to avoid a collision. Unfortunately, no amount of vigilance on the part of the rider can guarantee that other motorists are alert to nearby motorcycles.
Injuries from Motorcycle Accidents
Types of injuries from motorcycle crashes can vary from minor bruises all the way to seriously debilitating, permanent damage and even death. Many of these injuries can have far-reaching effects on your future, often requiring lifelong medical care and equipment.
Injuries suffered by riders are almost always more severe than those suffered by automobile passengers in a similar speed crash. Even with a proper DOT-approved helmet and protective armored clothing, a rider simply doesn’t have the protection that a person riding in a car has.
Moderately severe motorcycle accident injuries can include:
- Fractured or broken bones
- Extensive skin scrapes and cuts (often known as “road rash”)
- Minor eye injuries
Injuries such as these can land an injured motorcyclist a pile of medical bills and a prolonged period of lost wages. Although full recovery is probable with injuries such as these, it often takes time—during which the victim is left with no income to pay basic household expenses, let alone the costs of medical care. Having an experienced motorcycle injury attorney on your side may help to maximize your compensation after a crash.
Unfortunately, some injuries after a motorcycle wreck are more debilitating. These include:
- Internal bleeding
- Closed head injury
- Spinal injuries, including paraplegia and quadriplegia
- Loss of limb, or loss of the use of a limb
In many cases, severe injuries suffered in a motorcycle crash result in permanent disabilities. If you suffer injuries such as these, you may find yourself permanently unable to work. You may be facing a life of chronic pain, and the vast expense of retrofitting your home to accommodate a wheelchair or other mobility equipment.
The aftermath of a motorcycle accident can be emotionally overwhelming, for the victim as well as his or her loved ones. You don’t have to suffer alone. Legal help may be available for victims and their families.
Expenses After a Motorcycle Injury
Medical expenses are at an all-time high, and that’s just one aspect of the costs associated with any sort of injury. After a motorcycle accident, your immediate expenses will often be astronomical. In many cases, you will also suffer ongoing, even lifelong, losses.
You may be able to collect compensation for the following:
- Medical bills
- Medical equipment
- Lost wages
- Pain and suffering
- Home nursing care
- Missed opportunities (such as a planned vacation or family event you are unable to attend due to your injuries)
- Physical therapy
- Occupational therapy
- Home upgrades, if necessary to accommodate your disability
- Loss of future earning potential, including retirement benefits
Every accident, and every recovery, is different. Not all the above factors may be compensable in your case, and you may be able to recover other losses not listed. Be sure to share every detail of your post-injury losses with your attorney, to help maximize your settlement.
Dealing with the Insurance Companies
With a minor injury from a motorcycle crash, your insurance will probably cover your expenses. Unfortunately, many motorcyclist injuries are extensive and limits may not cover much. This can mean the other driver’s liability coverage, and in some cases your health insurance, may have to pay as well.
Insurance policies tend to be wordy and confusing. When multiple insurers are involved, it gets even more complex.
Before you sign something you may not fully understand, you should contact an Indiana personal injury lawyer for assistance. The legal team at Wilson Kehoe and Winingham has decades of collective experience dealing with insurance companies and helping accident victims recover from their injuries.
No one expects you to know every detail of the law. Our experienced attorneys will handle the insurance companies for you, so you can focus on your recovery after a motorcycle injury.
Even if your case settles out of court, you’re likely to get a much higher settlement if you have a lawyer advocating for your rights. The insurance companies have lawyers working hard on their side, and so should you. We have a broad background of helping accident victims recover compensation for their injuries. You don’t have to deal with the insurance company alone; we can help.
Legal Action After a Motorcycle Injury in Indiana
Serious injuries may require long-term rehabilitation and may incur costly medical bills. Wilson Kehoe and Winingham has years of experience dealing with automobile and motorcycle accidents in Indiana. We understand the difficulty faced in recovering from serious injuries and the need for experienced counsel to deal with issues such as medical bills, rehabilitation, insurance coverage and recovery of compensation.
You shouldn’t have to face an uncertain future alone. From our experience, we’ve come to a deep understanding of the concerns of injured riders and other accident victims. We may be able to help you as we’ve helped others in the past.
Let us put our team of experienced legal, medical and technical professionals to work for you. We offer free case evaluations, and can detail the choices available to you and the likely result of pursuing each option.
We can help you with insurance paperwork, and guide you in making the right choices for your future. If you decide to file a lawsuit, we will prepare your case—and you—for court. We’ll even front the filing fees and any other court costs to move your case forward. There’s no cost to you unless we’re able to help you collect compensation for your injuries.
If you have been injured, or if a loved one has been injured or killed in a motorcycle accident, contact us online or call us at 800-525-8028 to set up a free consultation to discuss your legal options.