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Updated February 21, 2020
Structured settlement options are popular among personal injury lawsuits. If you’ve agreed on a structured settlement after winning your case, the money will be transferred from the defendant’s insurance company (or the defendant) onto a life insurance company. The insurance company will then work with you to determine settlement terms.
Together with the insurance company, you will set the following terms:
You can also dedicate a certain amount of your settlement to cover events in advance, such as medical emergencies and the like. Once your terms are solidified, it’s very difficult to alter them at a later date. Think long and hard before you make any decisions.
Before you decide on an insurance company, make sure that whoever you choose is highly rated for handling structured settlements. If an insurance company goes under or mismanages your money, whatever money was lost in the process is gone for good.
If you’re not sold on a structured settlement, you can couple a lump sum payment with a structured settlement. Some people choose this to cover immediate expenses for things like debts and medical bills.
If you or a loved one have been injured as a result of negligence, you are urged to contact the Indianapolis Personal Injury Attorneys of Wilson Kehoe Winingham. The lawyers at WKW can help you get the compensation you deserve. Call 317.920.6400 or fill out an online contact form for a free, no-obligation case evaluation.
FAQs How Do I Get a Structured Settlement?Request a Free Consultation
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