Updated September 6, 2019 | By Wilson Kehoe Winingham staff
Many factors come into play when negotiating an insurance company settlement after you have been injured in an accident. The bills you get to cover your injuries are only the tip of the iceberg. As you dig deeper into your case, you will discover the overwhelming complexity of insurance settlements. A personal injury attorney can help you navigate the insurance world.
After an accident, it’s important to have legal counsel on your side. Consider these points when thinking about hiring a personal injury attorney.
Building a case for medical malpractice, wrongful death, an automobile accident, or a slip and fall is a difficult process—and insurance companies make it complicated on purpose.
If you’ve been harmed because of someone else’s actions, all medical bills must be documented, fault must be proven, and all repayments must be negotiated. Personal injury attorneys are trained to analyze documents and uncover the best ways to give you the full value of your settlement claim, as most insurance companies often offer bare minimum payouts.
With all the different insurance options available, you may not realize just how much coverage you or the defendant has. Personal injury attorneys can analyze policies to find additional layers of coverage, which could save you both money and time.
Your lawyer will handle negotiations with insurance agencies, allowing you to focus on your recovery.
A settlement demand is an important part of any personal injury case, as it carefully describes what you believe is rightfully yours after an accident. If aspects of this settlement are completed incorrectly, you risk losing your fair share of potential settlement money.
You might not be aware of the damages that you’re entitled to, but an Indiana personal injury attorney does can help you find out. It may seem simple to calculate damages for lost wages, but what about pain and suffering?
Some insurance companies will delay proceedings in order to avoid paying damages. They may attempt to deny your claim through technicalities or simply refuse to pay medical bills. Your lawyer can protect you from these tactics, help make sure progress is being made on your case, and has a professional understanding of the criteria for establishing the right level of financial award.
If you can’t prove fault without a doubt, you could lose your entire settlement and be forced to pay for others’ mistakes financially, emotionally, and physically.
Determining the relative level of fault in a case is extremely important. If the injured individual is found to be partially to blame, it could have a significant impact on the compensation awarded. An experienced personal injury attorney knows what the insurance companies need to see to determine fault and how to avoid having a wrongfully-discounted claim.
If you or a loved one have been injured as a result of an accident, contact an Indianapolis personal injury lawyer from Wilson Kehoe Winingham. The lawyers at WKW can help you get the compensation you deserve. Call 317.920.6400 or fill out an online contact form for a free, no-obligation case evaluation.
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