There are two ways insurance companies make money: by collecting premiums and by denying (or reducing) claims. Insurance companies, like any other business, need to make a profit. Insurance adjusters all too often try to deny valid claims, or pay as little as possible on a claim, to increase profits at the expense of injury…

A car accident lawyer does more than just deal with filing legal papers after you’re in a car accident. They’re also there for advice on anything that deals with your case, including communication with those involved in your accident. Here at Wilson Kehoe Winingham, we’ve written blog posts about communicating (or not communicating) with certain individuals,…

When an Indiana insurer fails to pay a claim on a policy, the policy holder has two possible legal remedies: a contract claim and a tort claim. The principle distinction between the two is that, as a matter of public policy, punitive damages are only available in tort claims. Therefore, if an insurer wrongly denies…

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