A car accident caused by a deer can cause serious property damage and injury to the driver and other occupants of the vehicle. Or, in an even worse scenario, the driver could swerve into another car, leading to additional injuries and damage. Understanding the dangers of deer on roadways and how to avoid collisions with them will help keep you, your passengers, and others on the road safe.
How To Avoid Hitting A Deer
If you travel on roadways where deer are commonly present, driving with caution is of utmost importance. The following safety tips on how to avoid hitting a deer can help you to be aware and remain safe on Indiana roads.
Do Not Swerve
As a driver, a first instinct may be to avoid whatever is on the road. Yet, swerving can result in injuries or fatalities. Hitting the deer is better than swerving, which could cause you to drive into a ditch, flip your car, or crash into something far worse than a deer, such as another vehicle or person. Slowing down and hitting the deer is safer than swerving out of the way. It’s important to maintain control of the vehicle and stay on the road.
Slow Down
If you are driving in an area that is indicated as highly populated with deer, slow down. We are often asked if you should speed up to try to scare the deer off the road. You should, in fact, do the opposite. Slowing down is an important step in how to avoid hitting a deer.
Observe Road Signs
Be aware of road signs that indicate a higher likelihood of deer in the area. These signs are present in areas where there are known deer crossings and an increased deer population.
Turn On High Beams
When driving at night, use your high beams when it is safe to do so. This will increase your ability to see in front of you as well as to the sides of the road, where deer are more likely to come from.
What To Do If You Hit A Deer
If you happen to be involved in an Indiana auto accident with a deer, follow these steps for what to do if you hit a deer:
- Move your vehicle to a safe place. Pull off the road, if possible, and turn on your hazard lights.
- Do you have to report hitting a deer? Yes, call the police. Indiana police officers are experienced in handling accidents with deer. The police officer will attend to your situation and file a report as necessary. As with any accident, follow the officer’s instructions.
- Do not approach the deer. Deer are wild animals and can be dangerous, especially when they are injured. Don’t approach the deer to see if it’s still alive; the police officer will approach the deer and ensure it is euthanized if necessary.
If you have the proper permit, you have the right to keep the deer in Indiana. You may also consider donating the deer to a food bank. Participating deer processors will accept and process the donated deer at no cost. The cost of butchering is covered by the Sportsman’s Benevolence Fund, and the meat will go to those in need.
When And Where Deer Crashes Are Most Common
The first step in preventing a collision with a deer is to be aware of their behavior.
Late Fall And Early Winter
Deer are most active from October through December. Because of this, there are more Indiana auto accidents involving deer during this time of year.
Dawn And Dusk
Deer are more active at dawn and dusk. This fact, along with the low light, results in a higher number of accidents during this time of day.
Wooded And Rural Areas
Deer are most commonly found in heavily wooded areas and rural areas. They are also likely to be encountered near areas where deer hunting is illegal, such as in subdivisions, state parks, national parks, and nature preserves.
Common Injuries From Hitting A Deer
Collisions with deer can cause injuries ranging from minor to catastrophic.
Common injuries include:
- Whiplash
- Broken bones and fractures
- Head and traumatic brain injuries
- Neck and back injuries
- Spinal cord injuries
- Cuts and lacerations
- Internal organ damage
Swerving to avoid a deer can be much worse than hitting a deer. Swerving can result in a head-on collision with another vehicle or a crash into stationary objects. These car accidents can lead to severe injury and even fatalities.
Common Insurance Questions In Car Accidents Caused By Hitting A Deer
The typical insurance claims for deer/car accidents are covered under comprehensive insurance. Comprehensive coverage protects when damages occur that do not involve other vehicles. In order for comprehensive coverage to apply, your vehicle must collide with the deer. Damages from swerving would be considered collision coverage. Note that comprehensive coverage requires you to pay a deductible.
Does Hitting A Deer Raise Your Insurance?
This depends on your insurance company. With comprehensive coverage, it is not typical for premiums to increase, yet claim frequency may affect your insurance rates.
Is Hitting A Deer An At-Fault Or No-Fault Accident?
If you hit a deer, your insurance will likely consider the accident a random event. Deer accidents are considered not-at-fault accidents, or no-fault accidents, since you have little control over the situation.
What If I Hit A Deer With No Insurance?
Indiana requires you to hold the Indiana 25/50/10 liability coverage, at minimum. If you do not have insurance or are underinsured, Indiana requires auto insurance providers to cover drivers with UM/UIM coverage, or uninsured and underinsured motorists. Speak with your insurance agent if you hit a deer and your insurance does not cover it.
Contact An Automobile Accident Attorney Today
If you or a loved one have been injured in a car accident because of another driver’s negligence, contact an Indianapolis auto accident attorney from Wilson Kehoe Winingham Injury Lawyers. The lawyers at Wilson Kehoe Winingham Injury Lawyers can help you get the compensation you deserve. Call (317) 920-6400 or fill out an online contact form for a free, no-obligation case evaluation.