If you’re dealing with a personal injury, there are a many factors that come into play when negotiating a settlement with the insurance company. The bills you get to cover your injuries are only the tip of the iceberg. As you dig in deeper into your case, you’ll soon discover the overwhelming complexity of insurance settlements. Before you brush off hiring a personal injury lawyer for your case, consider these 3 points:

1. The insurance world has a complex way of treating accident victims

Your lawyer will handle negotiations with the insurance agencies. This will allow you to focus on the most important thing: your recovery. A strong personal injury attorney won’t be intimidated by insurance company games.

Personal injury attorneys are trained to analyze documents and uncover the best ways to give you the full value of your settlement claim, as most insurance companies often offer bare minimum payouts.

Just know: building a case for medical malpractice, wrongful death, an automobile accident, or a slip and fall is a difficult process—and insurance companies do this on purpose.

2. Demand settlements need to be perfect

A settlement demand is an important piece of any personal injury case, as it carefully describes what you believe is rightfully yours after an accident. If aspects of this are done incorrectly, you risk losing your fair share of potential settlement money.

You might not be aware of the damages that you’re entitled to, but an Indiana personal injury attorney does know. It may seem simple to calculate damages for lost wages, but what about pain and suffering?

3. You’ll be protected

Some insurance companies will delay proceedings in order to avoid paying damages. They may attempt to deny your claim through technicalities, or simply refuse to pay medical bills. Your lawyer can protect you from these tactics, help make sure progress is being made on your case, and has a professional understanding of the criteria for establishing the right level of financial award.

4. You must prove fault indefinitely

If you can’t prove fault without a doubt, you could lose your entire settlement, and be forced to pay for others’ mistakes financially, emotionally, and physically. Depending on the specifics of your case and your insurance policy, partner with one of our experienced Indiana car accident lawyers or personal injury attorneys to build a rock-solid case to minimize that risk.

Determining the relative level of fault in a case is extremely important. If the injured individual is found to be partially to blame, it could have a significant impact of the compensation awarded. An experienced personal injury attorney knows what the insurance companies need to see to determine fault, and how to avoid having a wrongfully-discounted claim.

Thinking About Hiring an Indianapolis Personal Injury Attorney?

If you’ve been in a car accident and think you need help from an auto accident attorney, you’re not alone. Call the law office of Wilson Kehoe Winingham to speak with an Indianapolis personal injury attorney. Receive your free case evaluation by calling 317.920.6400 or fill out the contact form below.

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