The holidays are all about celebrating the season and spending time with family and friends. Whether you’re hanging decorations, carving pumpkins, baking turkeys and pies, or hosting a holiday party, accidents are bound to happen.
The holiday season is the perfect time to revisit your insurance policies to make sure you’re properly covered. According to AAA, Thanksgiving continues to be the most dangerous holiday for traffic accidents and fatalities. More vehicles create greater conflict potential.
You should be concerned about more than the commute to and from holiday festivities. If you’re the host, you’re responsible for your guests. Under Indiana’s Dram Shop Law, not only are those who sell alcohol held responsible, but party hosts who furnish alcohol to guests can be liable to a person injured by the intoxicated guest.
This is the holiday season. No one wants to be sued because of a holiday party. Take time to visit your insurance policies to make sure you have sufficient homeowner’s and automobile coverage. In regards to your automobile policy, take a look at your collision, comprehensive and underinsured insurance coverage. You may want to consider an umbrella policy to protect yourself in case of a serious accident.
Wilson Kehoe Winingham brings you this information with best regards for you and your family’s safety.